/call-for-nominations-to-the-institute-of-small-scale-industries-issi-directorship/ University of the Philippines Diliman Thu, 10 Sep 2026 06:13:26 +0000 hourly 1 /call-for-nominations-to-the-institute-of-small-scale-industries-issi-directorship/#comment-7751 Thu, 10 Sep 2026 06:13:26 +0000 /?p=5464#comment-7751 I liked the reminder that small, consistent habits matter more than trying to make one perfect financial decision. How do you recommend choosing between building an emergency fund and paying down higher-interest debt when both feel urgent?

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